Aid for the payment of rent and mortgage debts in the event of loss of housing caused by eviction or foreclosure
Description: 

Benefit for people who have lost their home as a result of eviction or foreclosure and who are signatories of a lease or a mortgage.

The purpose of the special emergency economic benefits of special urgency is the permanence in the home of the applicant and his/her household and/or the access to a new home.

The benefits are provided as a result of social mediation and personal follow-up and are awarded on a non-refundable basis.

Requirements: 

- Registration in the municipal register: Yes

- Necessary documentation: Spanish national identity document (DNI), valid certificate of registration as an EU national, identity number for foreign nationals (NIE), valid identity card for foreign nationals (TIE), document stating where a registered individual lives and with whom, family book. The applicant must be a legal resident in Catalonia. 

- Income: The applicant’s household income must be no more than 2 times the weighted Catalonia Income Sufficiency Indicator (IRSC), in the case of people living alone, and no more than 2.5 times the weighted IRSC in the case of households with two or more members. In the case of Barcelona city, the household’s income in the last three months prior to the submission of the application may not exceed the following amounts*:

Household Maximum income* 
(monthly, 12 payments)
Maximum income*
(annual)
1 member 2,015.52 euros 24,186.21 euros
2 members 2,597.32 euros 31,167.80 euros
3 members 2,709.03 euros 32,508.35 euros
4 members or more 2,799.33 euros 33,591.96 euros

 
In the case of persons with disabilities or severe dependency, the income may not exceed 3 times the weighted IRSC, in the case of Barcelona city*:

Household Maximum income* 
(monthly, 12 payments)
Maximum income*
(annual)
1 member 3,023.28 euros 36,279.32 euros
2 members 3,116.78 euros 37,401.36 euros
3 members 3,205.84 euros 39,010.02 euros
4 members or more 3,359.20 euros 40,310.36 euros

In no case may the income of the household be less than the rent of the dwelling.

- Wealth: Neither the applicant nor any other member of the household may have a dwelling in ownership or usufruct, unless he/she does not have the use and enjoyment of it due to separation or divorce or for any reason beyond his/her control, or when the dwelling is inaccessible due to the disability of the owner or any member of the household. A person is not considered to be the owner or usufructuary of a dwelling if the right is only over an aliquot part of the dwelling and has been obtained by transmission  mortis causa.

- Recognised disability/Dependency: In the case of people with disabilities or severe dependency, the income threshold is made more flexible in order to facilitate access to benefits for this group (see section “Income”).  

- Victim of gender-based violence: In situations of gender violence, as well as violence in the family and in the social or community sphere, the applicant must only prove that they are in this situation with one of the means of proof in Article 33 of Law 5/2008, of 24 April, on the right of women to eradicate gender-based violence and be up to date with payments.

- Other requirements:

- Proof of the emergency and special need of the applicant’s household by means of a socio-economic report from the primary or specialised social services, in which it is proposed that the benefit be awarded for these reasons and because the family unit is in one of the situations of risk of residential exclusion.

- Applicants must provide documentary proof of loss and be in one of the following situations:

o Eviction proceedings for non-payment, for expiry of the legal or contractual term and for foreclosure of mortgage.

o Other recognised processes in which the home has been lost with legal title, such as cases of dation in payment.

o Women who are in a situation of gender violence demonstrated by the means of proof provided for in Article 33 of Law 5/2008, of 24 April, on the right of women to eradicate gender violence, as well as cases of violence in the family and in the social or community sphere.

o The cases of the Economic and Social Emergency Assessment Committee of Catalonia and of the emergency committees with a favourable resolution and in the process of re-housing.

- In order to be eligible for this benefit, the period between the date on which the person leaves the home and the date on which they apply for the benefit must not be more than 24 months.

- Have paid three months’ rent or six mortgage instalments on the previous home.

- Be up to date with the payment of the rent for the dwelling for which the benefit is requested.

- The beneficiaries must pay the rent at least from the month following the date of the award decision, by bank transfer, direct debit, direct deposit or receipt issued by the administrator of the property.

- These benefits are not available to those:

  •  

  • Persons who have received an offer to access housing from the public rental stock and have not accepted it, except for justified reasons, during a period of two years between the date of refusal and the date of the application for the subsidy.

  • Persons who are entitled to compulsory social rent from a large housing owner, as a suitable alternative to their situation, unless there is good cause.

  • The person having signed the rental contract or any other member having any of the following links:

    • Relationship by marriage or other similar stable relationship, by consanguinity, adoption or affinity, up to the second degree, with the lessors.

    • Partners or participants of the entities acting as lessors.

- The amount of rent to be paid by the person claiming the benefit may not exceed the following maximum monthly amounts:

Territory Maximum monthly rent
Barcelona city 900 euros
Barcelona Province 900 euros
Girona Province 650 euros
Tarragona Province 600 euros
Lleida Province 600 euros
Les Terres de l'Ebre 600 euros

- For the purposes of these services, the following items are considered to be part of the rental amount: the rent, rent arrears, the amounts corresponding to the repercussion of improvement works, the property tax (IBI) and the rubbish collection service charge.